Representative Clients

Zurich (NA) Reinsurance Office of the CFO Stamford, CT Brian Kensel	Union Bank of California Financial Institutions Division Los Angeles, CA John Hendricks,SVP

Community Bancshares Office of Loan Administration Englewood, CO Mr. Chuck Barnard, Sr. VP	Federated Securities Corp. Institutional Division Pittsburgh, PA James Hamilton, SVP

Mt. Troy Bank Office of the President Pittsburgh, PA Mr. Jerry Kunic, President	Sonoma National Bank Offices of the President and CFO Santa Rosa, CA Ms. Debbie Meekins, President

National Bank of the Redwoods Office of the President Santa Rosa, CA James Beckwith	Federated Securities Corp. Institutional Division Pittsburgh, PA James Hamilton, SVP

Beacon Mutual Insurance Office of the President West Warwick, RI Donald Vass	CIBC Oppenheimer & Co. Institutional Division Various Offices